Bima Sehat by Jazz is the latest most innovative health-protection and insurance product by Jazz, the leading mobile operator in Pakistan, launched in collaboration with BIMA Mobile, the world’s leading provider of mobile-based health and insurance products, underwritten by Alfalah Insurance in Pakistan.

Bima Sehat by Jazz plans start from as low as PKR 1.28 per day / PKR 38.40 per month, making it affordable for millions of Pakistanis. Customers and their families receive unlimited tele-doctor consultations with a qualified doctor, (with no restrictions on number of family members). The service also includes consultation summaries via SMS, home collection of laboratory test and medicine delivery. Thus the customers can get their Lab tests results, sitting in the comfort of their homes. A cover of up to PKR 10,000, is provided to the main customer, for every night they need to stay in hospital along with important health tips via SMS on a weekly basis.

Key Benefits

Bima Sehat by Jazz means that customers can access quality medical advice via their mobile phones when they need it without having to travel long distances, miss hours of work, and spend considerable amounts of time in a waiting room clinic, which we know are barriers to people seeking immediate medical advice. Thus, Bima Sehat is democratizing health care in Pakistan, reducing cost and inconvenience for the consumers.

It’s incredibly easy to be covered by Bima Sehat by Jazz. Subscription is hassle-free and only takes a few minutes (no paper work). The service, allows customers of Jazz to subscribe to the range of health and insurance benefits starting from just PKR 1.28 per day which will be deducted from Jazz prepaid customers balance.

BIMA Sehat by jazz is already providing health and insurance services to over 2 million people in Pakistan.

Social Impact

The social impact of offering affordable insurance on a large scale is three-fold.
This is a revolutionary product, which has enabled seventy-five per cent customers globally and ninety per cent of BIMA’s customers in Pakistan to access insurance for the first time.

1. Lack of education on insurance is one of the highest barriers to insurance growth in emerging markets. BIMA addresses this through its own agent network, providing vital product education to customers. This is increasing the financial literacy of the local communities and raising trust level in the financial services sector in general.
2. BIMA’s impact is evidenced by its reach – it registers 575,000 new customers each month and has reached 26 million customers across 15 countries.

III.           Additionally, we’re improving financial literacy and inclusion. We’ve been able to bring insurance and health products to unbanked populations and therefore improving financial resilience of underserved communities.

Unique Selling Points

• Hospitalization cover of up to 10,000 per/ night. (another option can be for hospital cover for as little as Rs. 2.56 per day – only if we want to highlight the affordability)
• Paper free claim processing in 3 days
• Easy to subscribe and payment from Mobile balance.
• BIMA Sehat. Your one stop shop health service
• BIMA Sehat. Your 360 health service.
• BIMA Sehat. Your health specialist.
• BIMA Sehat. You’re around the clock health.
• BIMA Sehat. Your personal medical consultant.
• BIMA Sehat. Quick, professional health advice.
• BIMA Sehat. Your Health at your fingertips.
• BIMA Sehat by Jazz has accredited and unlimited tele-doctor’s consultation for main customer and his family members (no restriction on number of family members)
• BIMA Sehat by Jazz offers 24/7 free calling on 9878 for talking to tele-doctors
• You can get consultation summary sent via SMS and follow up calls on third day following each consultation
• BIMA Sehat by Jazz is your one-stop shop for affordable & convenient healthcare solution for you and your family
• With BIMA Sehat by Jazz you can have door step delivery of medicines (nationwide delivery)
• Bima Sehat by Jazz is so convenient that you can get sample test collection from home in case you’re unable to visit a lab; likewise, you can also receive lab reports via WhatsApp
• With Bima Sehat by Jazz you get hospitalization coverage of up to 10,000 rupees per night, underwritten by Alfalah Insurance
• You can receive weekly SMS tips on one of Bima Sehat by Jazz health programs (Stay healthy, Lose weight, Diabetes & Hypertension, Women’s Health & Childcare)
• Subscription is easy, hassle-free and done within a few minutes, just use your Jazz number and call for free on 9878 or dial *9878#
• Bima Sehat by Jazz is so affordable that you can pay as low as 1.28 per day for availing hospitalization cover and amazing unlimited tele-doctor consultation
• Payments are done through your Jazz mobile number through air time balance
• Claiming is smooth and easy: with Bima Sehat by Jazz you have three working days’ claim processing in case of hospitalization
• You can comfortably send hospitalization night stay claims via WhatsApp
• With Bima Sehat by Jazz you get Claim Payment via Jazz Cash in 24 hours & cheque in 72 hours
• Over three hundred thousand customers and their families are already availing Bima Sehat by Jazz

How to subscribe

Jazz customers can call 9878 or dial *9878# free of cost and BIMA Sehat agent will respond within 24 hours to talk to them about the benefit, services and process.